American Financial Network · Trusted Local Lending

A Smarter Way to Get a Mortgage.
Powered by AI. Backed by People.

Get pre-approved faster, understand your options clearly, and close with confidence — with smart technology behind the scenes and real experts guiding every step.

Fannie Mae Approved
Freddie Mac Approved
Ginnie Mae Approved

A Lender You Can Trust

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Loans Closed Company-Wide
0
Years in Business
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Average Client Rating
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Applications Today
Agency Backing

Any deal. Any borrower. Backed by the agencies.

Non-QM Solutions

  • Bank Statements
  • DSCR
  • Self-employed income

Down Payment Assistance

  • First-Time Buyers
  • Local & State Programs

Specialized Programs

  • Complex borrower scenarios
  • Investor-focused options

Not sure what you qualify for?

Loan Programs

Every option. Your best fit.

Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7

Meet Sophia,
your mortgage guide

Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.

Estimate monthly payments based on your actual scenario
Explore loan programs matched to your situation
Get pre-approved without waiting for a callback
Check local market conditions and neighborhood data
S
Sophia
Backed by American Financial Network · NMLS #6606

Client Experiences

Trusted by families nationwide

"
★ ★ ★ ★ ★

They do everything they can to help you. The entire team was professional and made the process smooth.

Anthony
Los Angeles, CA
"
★ ★ ★ ★ ★

Very nice people. They answered all my questions and were patient throughout the entire process.

Henrry
San Diego, CA
"
★ ★ ★ ★ ★

Anthony, Jarod and their whole team walked me through this whole process, which at times was overwhelming, and kept me on track.

Cindy
Phoenix, AZ
Tools

Payment Calculator

$3,174/mo
P & I
$2,528
Prop Tax
$500
Ins
$146
Home Price
Afford
$
Down Payment
$
%
Loan Amount
No MI
$
%
Interest Rate
6.500%
Loan Term
30years
Property Tax Rate
1.20%annually
Homeowners Insurance
$1,750/year
HOA Dues
$0/mo

Track Your Loan From Anywhere

  • • Upload docs
  • • Get updates
  • • Message your team
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